Life can be unpredictable. Whether it’s an emergency, a big purchase, or a spontaneous trip, Powerup, our personal line of credit, gives you access up to $30,000, so you’re prepared for whatever comes your way.
Access up to $30,000. For life’s surprises, big purchases, or special events, Powerup helps you stay in control.
Complete our simple application in our easy to use app or online. If approved, your funds will be available to use in minutes, 24/7!*
Enable auto Powerup to ensure your transaction goes through when your Wizitcard balance isn’t enough. Auto Powerup automatically covers the gap by transferring available Powerup funds^ to your Wizitcard. Available when your Powerup account is linked to your Wizitcard.
^Standard interest applies to your Powerup account on the transferred amount.
Only pay interest on the Powerup funds transferred.
Once you have paid off a portion of your Powerup balance, you can apply to access those funds, up to your approved credit limit via a top up.
Transfer available funds from your Powerup account whenever you need them to your bank account or Wizitcard. Seamlessly link your Powerup and Wizitcard accounts in the app to enable instant fund transfers to your Wizitcard.
Honest, transparent, and hassle-free, just the way it should be. We know everyone’s financial journey is different, so we offer interest rates tailored to you based on your individual credit assessment and circumstances at the time of application.
19.9% p.a. - 47.8% p.a. Interest rate
Annual/monthly fee
Establishment fee
Early repayment fees
Late payment fee#
The Wizit App lets you effortlessly apply for the Wizitcard or Powerup.
Plus, you can manage your account on the go - check your balance, view transactions, statements, and more.
Or
Additional eligibility criteria applies. Refer to the TMD for more information.
18 years of age or over
A resident in Australia
Copy of a Driver Licence, Passport or Medicare card
Regular source of income
Here are the most common asked questions.
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*If approved, your money will be available to you within minutes of contract acceptance, 24 hours a day, if your bank supports Osko® payments. If your bank doesn't support Osko® payments, your funds will be available to you in under 3 hours if processed before 2:30pm (AET) on a business day. Outside of business hours, funds will be deposited the next business day.
Credit Corp Financial Services Pty Limited trading as WizitMoney (ABN 39 146 525 706) Australian Credit Licence (400871) | Credit Corp Financial Services Pty Limited is a member of AFCA, member #43582.
Design and Distribution Obligations
As a responsible issuer and distributor of financial products, Credit Corp Financial Services Pty Limited designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@wizit.money, or calling us on 1300 730 522.
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We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.
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