Getting Started
Wizit is an innovative and responsible lender offering our customers two ways to pay. Our products include Wizitcard and Powerup. We consider customers in varying situations and promote financial inclusiveness wherever possible.
The Wizitcard is not your usual credit card. The Wizitcard is an interest free credit card, with a simple $19 monthly fee that comes with no surprises - what you see is what you get.
The card can be used anywhere Mastercard is accepted.
You can choose to apply using the Wizit app (download via the App Store or Google Play Store) or on our website. It’s a simple process, find out more about how it works here.
We recommend downloading the app as will it be used to accept the contract, and to access most product features including viewing balances, updating account information and making additional payments.
Applying for your Wizitcard is easy and fast – just provide some personal details and your internet banking details. You’ll also need two forms of identification, either your Driver’s Licence, Passport or Medicare card. Find out more about our application process here.
We have a manageable credit limit of up to $1,000 on the Wizitcard. If you need access to additional funds, you can simply apply for Powerup. Powerup is a line of credit up to $30,000 with rates ranging from 19.9% to 47.8%.
The Wizitcard is interest free forever, but some fees do apply:
- 0% p.a interest.
- $0 annual fee.
- $19 monthly fee applies only when you use the card during your statement period or have a balance owing in the month.
- $1 late payment fee. This fee is payable per day that the account is overdue and subject to a 10-day grace period.
- $0.55 dishonour fee. This fee is payable if a direct debit is not honoured.
- 3% international conversion fee. If you ask us to process a transaction in a currency other than Australian dollars this fee will apply. The fee is equal to 3% of the Australian dollar value of the transaction.
If you have any questions or want to discuss your application, you can contact us at hello@wizit.money or call us during business hours on 1300 730 522.
We need your information to verify it's you, and also to determine whether our product is right for you.
Australian citizens over the age of 18 who meet our eligibility requirements. Additional eligibility requirements apply, these are articulated in our TMD.
We consider applications from a variety of customers. Your application will be subject to our assessment criteria and a decision will be made based on your circumstances.
We consider applications from a variety of customers. Your application will be subject to our assessment criteria and a decision will be made based on your circumstances.
Yes, we perform a credit check when you apply for Wizitcard. But we know your credit score isn’t everything. That’s why we take a range of other factors into consideration to ensure you get a fair assessment.
Our application process is quick and easy with a fast decision. You should receive a receive a decision in up to 10 minutes, unless we require further information.
You don’t have to wait for your card to be delivered in the post. Instead, you can start using your Wizitcard instantly by adding it to your Apple or Google Wallet on your smartphone and start spending instantly.
Unfortunately, we can't always provide you the exact reasons that your application was declined. We’re a responsible credit provider and take a various information into account when making our decisions.
However, if your situation changes, you can apply again after 30 days to see if you qualify.
