Legal StuffKey facts about this credit card
This Key Facts Sheet is an Australian Government Requirement under the National Consumer Credit Protection Act 2009.
Correct as at: 9 November 2022
Description of Credit Card
| Product name | Wizitcard | |
|---|---|---|
| Minimum credit limit | $500 | |
| Minimum repayments[1] | When your repayment frequency is: | Your minimum repayment will be: |
| Weekly | $10 per week | |
| Fortnightly | $20 per fortnight | |
| Monthly | $45 per month | |
| Interest on purchases | 0% p.a. | |
| Interest free period | Not applicable | |
| Interest on cash advances | Cash advances are not available | |
| Promotional interest rate | Not applicable | |
| Balance transfer interest rate | Not applicable | |
| Annual Fee | Not applicable | |
| Monthly fee[2] | $19 | |
| Late payment fee | A Late Fee of $1.00 is payable per day that the account is overdue. This amount is capped at $100 per rolling 12 month period and subject to 10 day grace period. A $1.90 Dishonour Fee is also payable in the event that a direct debit is not honoured. | |
There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from https://www.wizit.money/wizitcard.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.wizit.money/legal-stuff/wizitcard-key-facts-sheet.
[1] If your closing balance at the end of the relevant statement period is less than the minimum repayment, your minimum repayment will be your closing balance.
[2] The monthly fee will not be payable where there is no amount owing and the card has not been used during the relevant statement period.
