Wizitcard could be your way forward. We know that not everyone fits the mould set by traditional lenders. That’s why we look beyond just your credit score. If you’ve had a few bumps in the past, we take a range of other factors into consideration to ensure you get a fair assessment so you might still be eligible for a Wizitcard. We’re here to make credit more accessible without the high interest and confusing fees.

A simple card with no interest, ever

With a Wizitcard, you get access to up to $1,000 with a simple monthly fee and zero interest for life. It’s a true interest free credit card Australia-wide. No annual fees. No tricky terms. Just one flat $19 fee when your card is in use or when you’ve got a balance. If, for the entire statement period, your account had a zero balance and the card was not used, the fee won’t be charged.

A second chance to take control

If you’ve been knocked back by the banks, you’re not alone. Many Australians with a bad credit history still need a credit card to manage everyday costs. Wizitcard is designed for exactly that. We offer flexible limits and inclusive assessments that consider more than just your credit file. If you're earning a regular income and meet our lending criteria, you’re welcome to apply.

No waiting. No plastic. No worries

Once approved, you can add your Wizitcard to your Apple Wallet or Google Wallet and start using it right away. No need to wait for a physical card in the mail. Plus, with fixed repayments you’ll always know what your repayments will be. That means no bill shock, no unexpected charges, and no interest building up behind the scenes.

Need a little more? Power it up

If your limit isn’t quite enough, you can apply for Wizit's other product, Powerup, a separate line of credit. When you utilise Powerup, you'll have access to up to $30,000. Approved credit limits and interest rates will be based on your financial situation. Transferred to your bank account or straight to your Wizitcard, it’s fast and easy to access through the app.

Apply in minutes

You can apply online or through the Wizit app. You’ll need a valid ID, regular income, to be over 18 and an Australian citizen/permanent resident. We’ll take it from there.

This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.