Wizitcard is changing the way Australians think about credit. Instead of high interest rates, hidden fees or confusing terms, Wizitcard keeps things simple. You can apply for up to $1,000 credit that’s interest free forever. Wizitcard has a simple monthly fee of $19, which will not be charged if, for the entire statement period, your account had a zero balance and the card was not used, plus no annual fees at all. As Finder puts it, Wizitcard ‘doesn’t charge any interest on purchases, ever!’ This is definitely the feature that makes Wizitcard stand out in a crowded market.
Unlike buy now pay later products that only work at certain stores, Wizitcard can be used anywhere Mastercard is accepted. That includes shopping, bills, travel, dining and more. Once approved, your digital card can be added straight into your Apple wallet or Google wallet so you can start spending instantly. No waiting around for a plastic card to arrive.
Repayments can be set to weekly, fortnightly or monthly in line with your pay, and because they’re fixed, you’ll always know what’s coming up. Late fees are minimal, capped at $100 per rolling 12-month period with a 10-day grace period built in.
Sometimes you need more than your everyday credit limit. Wizit’s other product, Powerup, a separate line of credit, lets you apply for funds of up to $30,000, and transfer them directly onto your Wizitcard. This offers you more choice and flexibility, especially for larger expenses. Interest rates start from 19.9% and vary based on your current financial situation.
Here’s a quick breakdown from Finder themselves on what Wizitcard offers:
Wizitcard is suited to Australians who want to avoid the traps of traditional credit cards and interest-bearing loans. If you value transparency and simple fees along with the convenience of digital payments, Wizitcard is worth considering. It’s a card for real expenses like shopping, dining, travel or bills without the extra stress.
Wizitcard offers an interest free forever alternative that’s built for flexibility and control. With instant digital access, fixed repayments and straightforward fees, it can be a smart way to manage credit in today’s world.
For more information, check out Finder to see how Wizitcard compares to other options in the market. Ready to get started? Learn more and apply here.
This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.
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Credit Corp Financial Services Pty Limited trading as WizitMoney (ABN 39 146 525 706) Australian Credit Licence (400871) | Credit Corp Financial Services Pty Limited is a member of AFCA, member #43582.
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As a responsible issuer and distributor of financial products, Credit Corp Financial Services Pty Limited designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@wizit.money, or calling us on 1300 730 522.
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