Wizitcard isn’t just another credit card. It’s a flexible, digital-first option made for everyday Australians who want more control and less stress. Whether you’re shopping, travelling, dining out or covering bills, Wizitcard helps you stay on top of things without the interest charges or confusing fine print.

It’s a true interest free forever credit card, with no annual fees and a simple $19 monthly fee. But, the monthly fee will not be charged if, for the entire statement period, your account had a zero balance and the card was not used. If you’re not using it, you’re not paying. Simple. Here’s how Wizitcard can work for you, wherever life takes you.

Planning a getaway? Need to pay for flights or accommodation now and budget the rest later? Wizitcard is perfect for that. You can use your card to book now and repay in fixed amounts you already know upfront. There’s no interest building up while you travel (International conversion fee of 3% applies), just a transparent way to manage your holiday spending. With a limit of up to A$1,000 and instant digital activation, it’s a smart alternative to traditional travel credit cards. Wherever you're headed, Wizitcard helps keep things simple.

Whether you’re replacing the fridge or an appliance, shopping the sales or buying a gift for someone special, Wizitcard gives you the breathing room to pay it off gradually without interest. Use it anywhere Mastercard is accepted, in-store or online, through Apple Pay or Google Pay.

Unlike other shopping credit cards that come with hidden fees or confusing terms, Wizitcard gives you exactly what you need. A credit card for shopping that works the way it should: clear, upfront and fair.

When the unexpected happens, it helps to have something you can rely on. Wizitcard is built for everyday costs with zero interest, no annual fee and no pressure.

You can use your card to cover urgent bills, then repay in fixed instalments over time. It’s peace of mind when you need it most and a great way to handle life’s curveballs without borrowing from family or juggling payday cycles.

Whether it’s dinner with mates, a birthday lunch or a last-minute booking, Wizitcard fits right into your lifestyle. Add it to your phone and pay with a tap, instantly. You can enjoy the moment without worrying about upfront costs, then manage your repayments easily through the app. It’s a great way to stay social without losing control of your budget. No hidden charges. No interest. Just a simple monthly fee and flexibility.

Wizitcard is everything you want in a digital credit card, fast approval, instant access, no surprises. And if you need a bit more than your initial limit, Powerup, a separate line of credit lets you apply for additional funds up to $30,000 right inside the app. Credit limits and interest rates (ranging from 19.9% to 47.8% p.a.) Will be based on your financial situation.

If you’re looking for a virtual credit card Australia can count on for holidays, shopping, bills or dining, Wizitcard is a simple, supportive solution, and subject to approval its ready when you are. Apply online or through the Wizit app in minutes. No paperwork. No interest. No stress.

This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.