Put simply, Wizit isn’t like other credit cards.


No gimmicks, no expiry dates. Wizitcard is interest-free forever — every purchase, every time.
Pay a flat $19 monthly fee. The monthly fee will not be charged if, for the entire statement period, your account had a zero balance and the card was not used.
Enjoy predictable repayments — weekly, fortnightly or monthly. No more guessing games.


With a manageable limit, zero interest, and fixed repayments, Wizitcard helps you stay in control.
Forget complicated forms. Our simple application process means fast decisions and flexibility.
Once approved, add the digital-first Wizitcard to your Apple or Google Wallet and use it instantly. No waiting for the post to arrive!
Our separate line of credit, Powerup, has you covered. Borrow up to $30,000 whenever you need it. Perfect for unexpected expenses or last-minute plans. Once approved, simply transfer funds to your Wizitcard or bank account and keep life moving.
Pay digitally with Apple Pay and Google Pay. You don’t need a physical card to shop.
Anywhere Mastercard is accepted

Additional eligibility criteria applies. Refer to the TMD for more information.

18 years of age or over

A resident in Australia

Copy of a Driver Licence, Passport or Medicare card

Regular source of income
The Wizit App lets you effortlessly apply for the Wizitcard or Powerup.
Plus, you can manage your account on the go - check your balance, view transactions, statements, and more.
Here are the most common asked questions.