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An interest free credit card built for the everyday

Because life’s too short for complicated credit cards.

Because life’s too short for complicated credit cards.

The smart choice: Wizitcard benefits explained

Put simply, Wizit isn’t like other credit cards.

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    Spend without interest. Ever.

    No gimmicks, no expiry dates. Wizitcard is interest-free forever — every purchase, every time.

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    Simple monthly fee. No surprises.

    Pay a flat $19 monthly fee. The monthly fee will not be charged if, for the entire statement period, your account had a zero balance and the card was not used.

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    Know what you’ll pay. Every time.

    Enjoy predictable repayments — weekly, fortnightly or monthly. No more guessing games.

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    Stay in control.

    With a manageable limit, zero interest, and fixed repayments, Wizitcard helps you stay in control.

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    Quick decisions. Less stress.

    Forget complicated forms. Our simple application process means fast decisions and flexibility.

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    Start spending straight away.

    Once approved, add the digital-first Wizitcard to your Apple or Google Wallet and use it instantly. No waiting for the post to arrive!

Need quick access to extra cash?

Our separate line of credit, Powerup, has you covered. Borrow up to $30,000 whenever you need it. Perfect for unexpected expenses or last-minute plans. Once approved, your funds will be available to use in minutes, 24/7!* Transfer available funds from your Powerup account whenever you need them to your bank account or Wizitcard. Seamlessly link your Powerup and Wizitcard accounts in the app to enable instant fund transfers to your Wizitcard.

Instantly shop with your digital card

Pay digitally with Apple Pay and Google Pay. You don’t need a physical card to shop.

Anywhere Mastercard is accepted



What you’ll need to apply for Wizitcard

Additional eligibility criteria applies. Refer to the TMD for more information.

18 years of age or over

A resident in Australia

Copy of a Driver Licence, Passport or Medicare card

Regular source of income

Download the app today

The Wizit App lets you effortlessly apply for the Wizitcard or Powerup.

Plus, you can manage your account on the go - check your balance, view transactions, statements, and more.

FAQs

Here are the most common asked questions.

You'll need to provide some basic personal details, your internet banking details and two identification documents (Driver Licence, Passport or Medicare card). But, no need for printing and paperwork, all of this is taken care of digitally.

The Wizitcard is not your usual credit card. The Wizitcard is an interest free credit card, with a simple $19 monthly fee that comes with no surprises - what you see is what you get.

The card can be used anywhere Mastercard is accepted.

The Wizitcard is interest free forever, but some fees do apply:
  • 0% p.a interest.
  • $0 annual fee.
  • $19 monthly fee applies only when you use the card during your statement period or have a balance owing in the month.
  • $1 late payment fee. This fee is payable per day that the account is overdue and subject to a 10-day grace period.
  • $0.55 dishonour fee. This fee is payable if a direct debit is not honoured.
  • 3% international conversion fee. If you ask us to process a transaction in a currency other than Australian dollars this fee will apply. The fee is equal to 3% of the Australian dollar value of the transaction.
More FAQs