Wizitcard gives you access to a fully digital credit card you can start using straight after approval. No waiting for a physical card. No complicated steps. Just apply online or through the app, and if approved, your card is ready to be added to Apple Wallet or Google Wallet. If you’re looking for an instant digital credit card Australia-wide, this is it.

Get set up in minutes

Once approved, your Wizitcard is activated on the spot. That means no mailing delays, no activation phone calls, and no fuss. Just fast, simple access to a virtual credit card you can use straight from your phone. It’s the convenience you expect, with none of the interest and just a simple monthly fee.

Your everyday digital credit card

Wizitcard is a low fee, zero interest virtual credit card that works anywhere Mastercard is accepted. Whether you’re shopping online or tapping in-store, your digital card is ready when you are. No annual fee. No interest ever. Just one flat $19 fee when your card is in use or when you’ve got a balance. If, for the entire statement period, your account had a zero balance and the card was not used, the fee won’t be charged.

A virtual credit card Australia can count on

We’ve designed Wizitcard to be flexible, fast, and transparent, especially for people who don’t want the stress of traditional credit cards. With fixed repayments, you’ll know your repayments upfront, and everything’s managed through the app.

Need more funds later on?

The Powerup product which is a separate line of credit, lets you apply for additional credit directly through the app. If approved, you can transfer additional funds straight to your bank account or your digital card—ready to use instantly. Interest rates start from 19.9% and vary based on your financial situation.

Ready to go digital?

Apply online or download the app to get started. You’ll need valid ID, a regular source of income, be over 18, and an Australian citizen/permanent resident. No plastic. No paperwork. Just a credit card that’s always with you.

This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.