Apply for Powerup and get $50 cashback!

Get $50 cashback on your Wizitcard when you open a new Powerup account today, with flexible funds up to $30,000. Just link your accounts in the Wizit app, and transfer $20+ to your Wizitcard within 2 weeks. Available for existing Wizitcard customers. Ends 31 October 2026.
Full T&Cs apply

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Limited Time Offer

Existing Wizitcard customer? Grab a $50 bonus!

1. Apply and get approved for a new Powerup account.
2. Link your products (Wizitcard and Powerup) via the Wizit app.
3. Transfer $20+ from your Powerup account to your Wizitcard within the first 2 weeks of opening your Powerup account.
4. Make your first on-time repayment, and we’ll credit $50 straight to your Wizitcard account.

The Wizit line of credit, Powerup, is just like a personal loan, only smarter and more flexible. Whether it’s an emergency, a big purchase, or a spontaneous trip, Powerup gives you access up to $30,000, so you’re prepared for whatever comes your way. Only pay interest on what you use.

Full Terms & Conditions

Terms and conditions, interest and fees apply. Approval subject to credit assessment and eligibility criteria.

Why you’ll love Powerup

Access up to $30,000. For life’s surprises, big purchases, or special events, Powerup helps you stay in control. Plus, you only pay interest on what you use.

Apply in minutes

Complete our simple application in our easy to use app or online. If approved, your funds will be available to use in minutes, 24/7!^*
Auto Powerup. Your backup at checkout

Enable auto Powerup to ensure your transaction goes through when your Wizitcard balance isn’t enough. Auto Powerup automatically covers the gap by transferring available Powerup funds^{^} to your Wizitcard. Available when your Powerup account is linked to your Wizitcard.

^{^}Standard interest applies to your Powerup account on the transferred amount.

Smart Interest: You're in Control

Only pay interest on the Powerup funds transferred.
Top up

Once you have paid off a portion of your Powerup balance, you can apply to access those funds, up to your approved credit limit via a top up.
Access funds instantly

Transfer available funds from your Powerup account whenever you need them to your bank account or Wizitcard. Seamlessly link your Powerup and Wizitcard accounts in the app to enable instant fund transfers to your Wizitcard.

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Rates & Fees

Honest, transparent, and hassle-free, just the way it should be. We know everyone’s financial journey is different, so we offer interest rates tailored to you based on your individual credit assessment and circumstances at the time of application.

%
19.9% p.a. - 47.8% p.a. Interest rate
$0
Annual/monthly fee
$0
Establishment fee
$0
Early repayment fees
$1
Late payment fee^#

^#A Late Fee of $1.00 is payable per day that the account is overdue. This amount is capped at $100 per rolling 12 month period and subject to 14 day grace period. A $0.55 Dishonour Fee is also payable in the event that a direct debit is not honoured.

What you’ll need to apply for Powerup

Additional eligibility criteria applies. Refer to the TMD for more information.

18 years of age or over

A resident in Australia

Copy of a Driver Licence, Passport or Medicare card

Regular source of income

FAQs

To be eligible for this limited-time offer, you must be an existing Wizitcard customer, sign up and be approved for a new Powerup account, transfer $20 or more to your Wizitcard within 2 weeks of opening your account, and making your first repayment on time.

The $50 will be credited directly to your Wizitcard account within 4 weeks after you successfully make your first on-time repayment. The cashback is applied as a credit to reduce your outstanding Wizitcard balance. This cashback cannot be transferred, exchanged, or redeemed as physical cash.

No. Receiving the $50 cashback does not waive or offset your standard monthly fee for your Wizitcard. The $19 monthly fee remains payable for any month in which your card is used or has a balance owing, and will continue to be charged as normal.
Standard interest applies for any funds transferred from the Powerup account.

You must apply and be approved between Friday, 11 September 2026 and Saturday, 31 October 2026. Your Wizit Powerup and Wizitcard accounts must remain open and in good standing (not overdue or blocked) to receive the cashback.

Full Terms & Conditions

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^*If approved, your money will be available to you within minutes of contract acceptance, 24 hours a day, if your bank supports Osko® payments. If your bank doesn't support Osko® payments, your funds will be available to you in under 3 hours if processed before 2:30pm (AET) on a business day. Outside of business hours, funds will be deposited the next business day.

Credit Corp Financial Services Pty Limited trading as WizitMoney (ABN 39 146 525 706) Australian Credit Licence (400871) | Credit Corp Financial Services Pty Limited is a member of AFCA, member #43582.

Design and Distribution Obligations

As a responsible issuer and distributor of financial products, Credit Corp Financial Services Pty Limited designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@wizit.money, or calling us on 1300 730 522.

Apple, App Store and the Apple Logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.

⁺The Wizitcard interest free credit card was awarded the 2026 WeMoney Non-Bank Lender Credit Card Awards for Best Interest Free Credit Card and Excellent Rates and Fees.

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.

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Apply for Powerup and get $50 cashback!