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Key facts about this credit card

This Key Facts Sheet is an Australian Government Requirement under the National Consumer Credit Protection Act 2009.

Correct as at: 9 November 2022

Description of Credit Card

Product name Wizitcard
Minimum credit limit $500
Minimum repayments[1] When your repayment frequency is: Your minimum repayment will be:
Weekly $10 per week
Fortnightly $20 per fortnight
Monthly $45 per month
Interest on purchases 0% p.a.
Interest free period Not applicable
Interest on cash advances Cash advances are not available
Promotional interest rate Not applicable
Balance transfer interest rate Not applicable
Annual Fee Not applicable
Monthly fee[2] $19
Late payment fee A Late Fee of $1.00 is payable per day that the account is overdue. This amount is capped at $100 per rolling 12 month period and subject to 10 day grace period. A $1.90 Dishonour Fee is also payable in the event that a direct debit is not honoured.

There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from https://www.wizit.money/wizitcard.

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.wizit.money/legal-stuff/wizitcard-key-facts-sheet.


[1] If your closing balance at the end of the relevant statement period is less than the minimum repayment, your minimum repayment will be your closing balance.

[2] The monthly fee will not be payable where there is no amount owing and the card has not been used during the relevant statement period.

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*If approved, your money will be available to you within minutes of contract acceptance, 24 hours a day, if your bank supports Osko® payments. If your bank doesn't support Osko® payments, your funds will be available to you in under 3 hours if processed before 2:30pm (AET) on a business day. Outside of business hours, funds will be deposited the next business day.

Credit Corp Financial Services Pty Limited trading as WizitMoney (ABN 39 146 525 706) Australian Credit Licence (400871) | Credit Corp Financial Services Pty Limited is a member of AFCA, member #43582.

Design and Distribution Obligations

As a responsible issuer and distributor of financial products, Credit Corp Financial Services Pty Limited designs its products so they are likely to be consistent with the likely objectives, financial situations and needs of the consumers for whom they are intended, and takes steps to ensure that consumers are receiving products that are likely to be consistent with their likely objectives, financial situation and needs. We have prepared a Target Market Determination in accordance with the Design and Distribution Obligations under Pt 7.8A of the Corporations Act 2001. A copy may be obtained free of charge by writing to us at PO Box 4475, Sydney, NSW, 2001, emailing us at hello@wizit.money, or calling us on 1300 730 522.

Apple, App Store and the Apple Logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.

 

We acknowledge the Traditional Custodians of the land on which we work and live and their connection to land, sea and community. We pay our respect to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.

 

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