What is a digital wallet?

A digital wallet stores your card details securely and uses your phone to process payments. When you pay in-store, your phone uses contactless technology to complete the payment. When you shop online, you can often check out with a single click, without typing in long card numbers and billing details. You’re still paying from your debit or credit card, the digital wallet is simply the way you access your funds. It’s quick, convenient, and designed for day-to-day spending.

Apple Pay is the digital wallet on iPhone and Apple devices. Google Pay is the digital wallet commonly used on Android devices. Both let you add supported cards, then pay in-store and online using your smart phone. Most people use Apple Pay and Google Pay because they add convenience and make the checkout experience hassle free. You don’t need to carry a wallet. You don’t need to dig through your bag at the checkout. You don’t need to re-enter your details when you shop online.

Most people store their debit or credit cards. Depending on the digital wallet, you may also be able to store other items such as event tickets and membership cards, but the core function stays the same. It’s a simple way to process payments using your phone instead of physical cards.

Wizitcard is built for digital use. Once you’re approved, you can add Wizitcard to Apple Pay or Google Pay and start using it straight away. You don’t need to wait for a physical card to arrive in the mail. This gives you instant access to your card for everyday spending. Tap to pay in-store, pay online, and keep your card with you wherever you go. Wizitcard can be used anywhere Mastercard is accepted, so it fits naturally into the way you already shop. Add Wizitcard to Apple Pay or Google Pay and you’ve got a digital credit card ready to use when you need it. Find out more about how Wizitcard works here.

This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.