If you’ve used a credit card before, you know how it goes. You make a few purchases, then end up dealing with compounding interest and unclear fees. Wizitcard offers something different. It’s a fully digital credit card that stays interest free forever.

Wizitcard offers a manageable credit limit up to $1,000. There’s no interest ever. Instead, there’s a simple $19 monthly fee, but, the monthly fee will not be charged if, for the entire statement period, your account had a zero balance and the card was not used.

Wizitcard works wherever Mastercard is accepted. You can use it for everyday spending in store or online. As soon as you're approved, your digital card is issued and ready to use with Apple Pay or Google Pay. There’s no waiting for a physical card to arrive. Everything you need lives in your phone.

Wizit is built to be managed through the app. You can track your balance, make repayments and view your transactions, all in one place. This keeps you in control without the usual complexity that comes with traditional credit cards.

If you need access to more money, the Powerup product, a separate line of credit lets you apply for additional funds up to $30,000. You can transfer available funds from your Powerup account directly to your bank account. If you have a Wizitcard, required funds can be instantly transferred from your Powerup account. Credit limits and interest rates (ranging from 19.9% to 47.8% p.a.) will be based on your financial situation. It’s fast, simple and done entirely through the app.

Wizitcard suits people who are often overlooked by mainstream lenders. If you’ve ever been declined but feel confident managing your money, Wizit may be a better fit. Approval looks at more than just your credit history.

This isn’t just a credit card without interest. It’s a simpler way to manage spending. With no surprise charges, instant digital access and a mobile-first experience, Wizitcard makes it easier to stay on top of your money.

You can apply online or download the Wizit app to get started. Once approved, your digital credit card is ready to use on the spot. Wizitcard is designed to work for you. No interest. No hidden fees. Just clarity, flexibility and support when you need it.

This information is general in nature and does not take into account your personal financial situation, objectives, or needs. You should consider whether this product is appropriate for you and seek independent advice if necessary.