Terms and Conditions
These Terms and Conditions and the Continuing Credit Contract Schedule together comprise the Wizit Continuing Credit Contract, which is the agreement between you and us (“Contract”). They should be read together.
1. PRECONDITIONS TO FACILITY
2. CREDIT LIMIT
4. USING THE FACILITY
5. INTEREST CHARGES
6. CREDIT FEES AND CHARGES
We may debit the Credit Fees and Charges specified in the Continuing Credit Contract Schedule to your Facility account.
We may vary the Contract in the following ways:
We may vary how we calculate interest or how often interest is debited. If the variation increases your obligations, we will provide you with written notice of the change no later than 20 days before the increase takes effect.
Except for unilateral variations specifically permitted under this Contract, this Contract can only be varied where both parties agree or otherwise as permitted by law.
8. DEFAULT AND ENFORCEMENT
9. ENFORCEMENT EXPENSES
10. MISCELLANEOUS MATTERS
You warrant that all information, representations and documents that you, or any other person acting on your behalf, provide to us in connection with your credit application are true and correct.
We may debit your account with any government tax or stamp duty payable in connection with this Contract.
You agree that we may transfer or assign our rights under this Contract, or novate this Contract to any of our Related Bodes Corporate, without consent from you, if we choose to do so. In doing so, you consent to us giving any information (including documents) about you to the assignee or to the party to whom we novate this Contract, or to anyone who is considering becoming an assignee or to whom we are considering novating this Contract. If our rights under this Contract are assigned or novated to another person, or pass by law to another person, you will have (and may exercise) the same rights in respect of the Contract against the assignee or the person to whom we have novated this Contract, as you have against us.
We may set off any debt or monetary liability we owe you under this Contract against amounts which are due and payable by you under this Contract or any other contract that you have with us.
If any part of this Contract is invalid, unenforceable or in breach of any law, it is not included in this Contract. The remainder of this Contract continues in full force and effect.
This Contract sets out all the terms between you and us concerning the use and operation of the Facility. This Contract supersedes any other representation, promise or statement made by us or any of our employees or agents in relation to the Facility.
This Contract is governed by the law in force in the State of New South Wales. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales and the division of the Federal Circuit Court of Australia in that jurisdiction and courts of appeal from them.
11. DEFINITIONS AND INTERPRETATION
In this Contract: